relax. we got you!

True Cost Loans is a relationship-based community lending organization that aims to help improve your financial well-being. We form intimate bonds with our clients to provide innovative solutions. We can only accept a set number of clients each month due to the exclusive nature of our products. If you would like to introduce yourself and begin a dialogue, we encourage you to fill out the form below.

zero-fee loans!

Our current program focuses on individuals with one or more payday loans. We take those loans and wrap them into one loan with low monthly payments to be repaid over a longer period of time.

Slots are Limited!

Due to demand, we are only able to onboard a set number of clients each month. Ensure your place in the queue by answering a few questions below and secure your financial future!

Reserve Your Spot Today!

Lowest in-class interest rates!



Operating Hours:

10:00 AM to 6:00 PM

Monday through Friday